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FL Personal Lines Insurance Pre-License Course

FL Personal Lines Insurance Pre-License Course

Get ready to pass the Personal Lines Insurance Exam

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Idioma: Inglés | Categoría: Seguros de Propiedad y Accidentes

Número de rastreo: 137421
undefined • 60 horas de crédito

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Simulador de examen

Este curso incluye

Comprehensive understanding of Homeowners and Dwelling Coverage to ensure clients are adequately protected

In depth knowledge of Marine and Specialized Property insurance for handling unique client needs

Mastery of Supplemental Liability coverage to provide clients with additional protection options

Expertise in Personal Automobile Insurance to assist clients in selecting appropriate car insurance policies

Proficiency in Valuation and Policy Limits to ensure optimal coverage without over insuring

Familiarity with Administrative Terms and Damages to accurately interpret policy language

Solid grasp of Fundamental Risk Concepts to better assess and mitigate potential client risks

Understanding of Legal Liability and Negligence to advise clients on liability exposure and prevention

Insight into Contractual Components to help clients understand the intricacies of their insurance contracts

Knowledge of Regulatory Compliance and Settlement to ensure adherence to state insurance laws

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Información del proveedor educativo

Estamos acreditados en múltiples estados por departamentos gubernamentales, juntas de certificación y comisiones especializadas, lo que nos permite brindarte educación continua certificada y adaptada a tus necesidades.

Departamento de Finanzas de la Florida

Departamento de Finanzas de la Florida

EducUp está acreditado por el Departamento de Finanzas de la Florida. Identificador: 373990.

Transcripción CE
Guía estado por estado

Pre-Licencia de Seguros Requisitos

Encuentra los requisitos específicos de licencia para tu estado. Selecciona tu estado para ver información detallada de pre-licencia, horas requeridas y requisitos del examen—todo en un solo lugar.

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Detalles del examen

Horas específicas de pre-licencia e información del examen

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Contenido del curso

I. TYPES OF PROPERTY POLICIES
I. TYPES OF PROPERTY POLICIES
Homeowners and Dwelling Coverage
Homeowners and Dwelling Coverage
A. Homeowners HO2, HO3, HO4, HO5, HO6, HO8
A. Homeowners HO2, HO3, HO4, HO5, HO6, HO8
A. Homeowners HO2, HO3, HO4, HO5, HO6, HO8
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B. Dwelling policies DP1, DP2, DP3
B. Dwelling policies DP1, DP2, DP3
B. Dwelling policies DP1, DP2, DP3
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Marine and Specialized Property
Marine and Specialized Property
C. Inland marine Personal Articles floaters
C. Inland marine Personal Articles floaters
C. Inland marine Personal Articles floaters
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D. National Flood Insurance Program
D. National Flood Insurance Program
D. National Flood Insurance Program
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E. Others: Earthquake, Mobile Homes, Watercraft, Windstorm
E. Others: Earthquake, Mobile Homes, Watercraft, Windstorm
E. Others: Earthquake, Mobile Homes, Watercraft, Windstorm
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II. TYPES OF CASUALTY POLICIES
II. TYPES OF CASUALTY POLICIES
Personal Automobile Insurance
Personal Automobile Insurance
1. Liability: Bodily Injury, Property Damage, Split Limits, Combined Single Limit
1. Liability: Bodily Injury, Property Damage, Split Limits, Combined Single Limit
1. Liability: Bodily Injury, Property Damage, Split Limits, Combined Single Limit
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2. Medical Payments
2. Medical Payments
2. Medical Payments
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3. Physical Damage collision; other than collision; specified perils
3. Physical Damage collision; other than collision; specified perils
3. Physical Damage collision; other than collision; specified perils
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4. Uninsured motorists
4. Uninsured motorists
4. Uninsured motorists
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5. Underinsured motorists
5. Underinsured motorists
5. Underinsured motorists
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6. Who is an insured
6. Who is an insured
6. Who is an insured
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7. Types of Auto: Owned, Nonowned, Hired, Temporary Substitute, Newly Acquired Autos, Transportation Expense and Rental Reimbursement Expense
7. Types of Auto: Owned, Nonowned, Hired, Temporary Substitute, Newly Acquired Autos, Transportation Expense and Rental Reimbursement Expense
7. Types of Auto: Owned, Nonowned, Hired, Temporary Substitute, Newly Acquired Autos, Transportation Expense and Rental Reimbursement Expense
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8. Exclusions
8. Exclusions
8. Exclusions
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Supplemental Liability
Supplemental Liability
B. Umbrella/Excess liability
B. Umbrella/Excess liability
B. Umbrella/Excess liability
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III. PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
III. PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
Fundamental Risk Concepts
Fundamental Risk Concepts
A. Insurance Law of Large Numbers
A. Insurance Law of Large Numbers
A. Insurance Law of Large Numbers
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B. Insurable interest
B. Insurable interest
B. Insurable interest
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C. Risk Pure vs. Speculative Risk
C. Risk Pure vs. Speculative Risk
C. Risk Pure vs. Speculative Risk
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D. Hazard Moral, Morale, Physical
D. Hazard Moral, Morale, Physical
D. Hazard Moral, Morale, Physical
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E. Peril
E. Peril
E. Peril
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F. Loss Direct, Indirect
F. Loss Direct, Indirect
F. Loss Direct, Indirect
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Valuation and Policy Limits
Valuation and Policy Limits
G. Loss Valuation: Actual cash value, Replacement cost, Market value, Stated value, Salvage value
G. Loss Valuation: Actual cash value, Replacement cost, Market value, Stated value, Salvage value
G. Loss Valuation: Actual cash value, Replacement cost, Market value, Stated value, Salvage value
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H. Proximate cause
H. Proximate cause
H. Proximate cause
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I. Deductible
I. Deductible
I. Deductible
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J. Indemnity
J. Indemnity
J. Indemnity
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K. Limits of liability
K. Limits of liability
K. Limits of liability
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L. Coinsurance/Insurance to value
L. Coinsurance/Insurance to value
L. Coinsurance/Insurance to value
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Legal Liability and Negligence
Legal Liability and Negligence
M. Occurrence
M. Occurrence
M. Occurrence
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N. Cancellation
N. Cancellation
N. Cancellation
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O. Nonrenewal
O. Nonrenewal
O. Nonrenewal
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P. Vacancy and unoccupancy
P. Vacancy and unoccupancy
P. Vacancy and unoccupancy
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Q. Liability Absolute, Strict, Vicarious
Q. Liability Absolute, Strict, Vicarious
Q. Liability Absolute, Strict, Vicarious
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R. Negligence
R. Negligence
R. Negligence
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Administrative Terms and Damages
Administrative Terms and Damages
S. Binder
S. Binder
S. Binder
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T. Endorsements
T. Endorsements
T. Endorsements
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U. Blanket vs. Specific
U. Blanket vs. Specific
U. Blanket vs. Specific
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V. Burglary, Robbery, Theft, and Mysterious Disappearance
V. Burglary, Robbery, Theft, and Mysterious Disappearance
V. Burglary, Robbery, Theft, and Mysterious Disappearance
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W. Warranties
W. Warranties
W. Warranties
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X. Representations
X. Representations
X. Representations
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Y. Concealment
Y. Concealment
Y. Concealment
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Z. Deposit Premium/Audit
Z. Deposit Premium/Audit
Z. Deposit Premium/Audit
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AA. Certificate of Insurance
AA. Certificate of Insurance
AA. Certificate of Insurance
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BB. Damages: Compensatory General and Special, Punitive
BB. Damages: Compensatory General and Special, Punitive
BB. Damages: Compensatory General and Special, Punitive
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CC. Compliance with Provisions of Fair Credit Reporting Act
CC. Compliance with Provisions of Fair Credit Reporting Act
CC. Compliance with Provisions of Fair Credit Reporting Act
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IV. PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
IV. PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
Contractual Components
Contractual Components
A. Declarations
A. Declarations
A. Declarations
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B. Insuring agreement
B. Insuring agreement
B. Insuring agreement
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C. Conditions
C. Conditions
C. Conditions
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D. Exclusions
D. Exclusions
D. Exclusions
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E. Definition of the insured
E. Definition of the insured
E. Definition of the insured
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F. Duties of the insured after a loss
F. Duties of the insured after a loss
F. Duties of the insured after a loss
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G. Obligations of the insurance company
G. Obligations of the insurance company
G. Obligations of the insurance company
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Legal Rights and Claims Procedures
Legal Rights and Claims Procedures
H. Mortgagee rights
H. Mortgagee rights
H. Mortgagee rights
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I. Proof of loss
I. Proof of loss
I. Proof of loss
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J. Notice of claim
J. Notice of claim
J. Notice of claim
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K. Appraisal
K. Appraisal
K. Appraisal
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L. Other Insurance Provision
L. Other Insurance Provision
L. Other Insurance Provision
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M. Subrogation
M. Subrogation
M. Subrogation
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N. Elements of a contract
N. Elements of a contract
N. Elements of a contract
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Regulatory Compliance and Settlement
Regulatory Compliance and Settlement
O. Sources of underwriting information
O. Sources of underwriting information
O. Sources of underwriting information
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P. Fair Credit Reporting Act
P. Fair Credit Reporting Act
P. Fair Credit Reporting Act
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Q. Privacy Protection Gramm Leach Bliley
Q. Privacy Protection Gramm Leach Bliley
Q. Privacy Protection Gramm Leach Bliley
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R. Policy Application
R. Policy Application
R. Policy Application
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S. Terrorism Risk Insurance Act TRIA
S. Terrorism Risk Insurance Act TRIA
S. Terrorism Risk Insurance Act TRIA
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T. Cancellation and nonrenewal provisions
T. Cancellation and nonrenewal provisions
T. Cancellation and nonrenewal provisions
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U. Supplementary payments
U. Supplementary payments
U. Supplementary payments
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V. Loss settlement provisions including consent to settle a loss
V. Loss settlement provisions including consent to settle a loss
V. Loss settlement provisions including consent to settle a loss
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W. Territory
W. Territory
W. Territory
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V. FLORIDA STATUTES, RULES, AND REGULATIONS COMMON TO ALL LINES
V. FLORIDA STATUTES, RULES, AND REGULATIONS COMMON TO ALL LINES
Financial Services and Department Duties
Financial Services and Department Duties
A. Financial Services Regulation: Chief Financial Officer, Financial Services Commission, Office of Financial Regulation, Office of Insurance Regulation
A. Financial Services Regulation: Chief Financial Officer, Financial Services Commission, Office of Financial Regulation, Office of Insurance Regulation
A. Financial Services Regulation: Chief Financial Officer, Financial Services Commission, Office of Financial Regulation, Office of Insurance Regulation
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B. Department of Financial Services: Agent and adjuster licensing and investigations, Consumer services, Insurance Fraud, Rehabilitation and Liquidation
B. Department of Financial Services: Agent and adjuster licensing and investigations, Consumer services, Insurance Fraud, Rehabilitation and Liquidation
B. Department of Financial Services: Agent and adjuster licensing and investigations, Consumer services, Insurance Fraud, Rehabilitation and Liquidation
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Regulatory Definitions and Oversight
Regulatory Definitions and Oversight
C. Office of Insurance Regulation: Policy approval authority, Rates and forms, Market Conduct Examinations, Agency Actions, Investigation
C. Office of Insurance Regulation: Policy approval authority, Rates and forms, Market Conduct Examinations, Agency Actions, Investigation
C. Office of Insurance Regulation: Policy approval authority, Rates and forms, Market Conduct Examinations, Agency Actions, Investigation
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D. Office of Financial Regulation: General duties and powers, Agency Actions, Investigations
D. Office of Financial Regulation: General duties and powers, Agency Actions, Investigations
D. Office of Financial Regulation: General duties and powers, Agency Actions, Investigations
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E. Definitions: Insurance contract, Insurance transaction, Insurer, Domestic company, Foreign company, Alien company, Authorized and unauthorized companies/admitted and nonadmitted companies, Stock and mutual companies, Certificate of authority
E. Definitions: Insurance contract, Insurance transaction, Insurer, Domestic company, Foreign company, Alien company, Authorized and unauthorized companies/admitted and nonadmitted companies, Stock and mutual companies, Certificate of authority
E. Definitions: Insurance contract, Insurance transaction, Insurer, Domestic company, Foreign company, Alien company, Authorized and unauthorized companies/admitted and nonadmitted companies, Stock and mutual companies, Certificate of authority
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Agent Licensing and Fiduciary Ethics
Agent Licensing and Fiduciary Ethics
F. Licensing: Purpose, License types, Appointments, License Requirements, Maintaining a license
F. Licensing: Purpose, License types, Appointments, License Requirements, Maintaining a license
F. Licensing: Purpose, License types, Appointments, License Requirements, Maintaining a license
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G. Agent responsibilities: Fiduciary capacity, Commissions and compensation/ charges for extra services, Reply to DFS and/or Office of Insurance Regulation, Ethics
G. Agent responsibilities: Fiduciary capacity, Commissions and compensation/ charges for extra services, Reply to DFS and/or Office of Insurance Regulation, Ethics
G. Agent responsibilities: Fiduciary capacity, Commissions and compensation/ charges for extra services, Reply to DFS and/or Office of Insurance Regulation, Ethics
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H. Florida Insurance Guaranty Association FIGA
H. Florida Insurance Guaranty Association FIGA
H. Florida Insurance Guaranty Association FIGA
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I. Marketing practices: Unfair methods of competition
I. Marketing practices: Unfair methods of competition
I. Marketing practices: Unfair methods of competition
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VI. FLORIDA STATUTES, RULES AND REGULATIONS PERTINENT TO PERSONAL LINES INSURANCE
VI. FLORIDA STATUTES, RULES AND REGULATIONS PERTINENT TO PERSONAL LINES INSURANCE
Personal Lines Contract Management
Personal Lines Contract Management
A. Insurance Contracts: Renewal, Nonrenewal, Cancellation for Homeowners, Personal Auto and Casualty Policies; Proof of Loss
A. Insurance Contracts: Renewal, Nonrenewal, Cancellation for Homeowners, Personal Auto and Casualty Policies; Proof of Loss
A. Insurance Contracts: Renewal, Nonrenewal, Cancellation for Homeowners, Personal Auto and Casualty Policies; Proof of Loss
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B. Payment of claims
B. Payment of claims
B. Payment of claims
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C. Premium Financing
C. Premium Financing
C. Premium Financing
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Personal Property and Residual Markets
Personal Property and Residual Markets
D. Property: Hurricane, Windstorm, Wind mitigation / Premium Discounts, Catastrophic ground cover collapse vs. Sinkholes, Fungus, Loss assessment HO6, Exclusions, Loss settlement, Dispute resolution, Loss payment, Flood
D. Property: Hurricane, Windstorm, Wind mitigation / Premium Discounts, Catastrophic ground cover collapse vs. Sinkholes, Fungus, Loss assessment HO6, Exclusions, Loss settlement, Dispute resolution, Loss payment, Flood
D. Property: Hurricane, Windstorm, Wind mitigation / Premium Discounts, Catastrophic ground cover collapse vs. Sinkholes, Fungus, Loss assessment HO6, Exclusions, Loss settlement, Dispute resolution, Loss payment, Flood
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E. Citizens Property Insurance Corporation Citizens
E. Citizens Property Insurance Corporation Citizens
E. Citizens Property Insurance Corporation Citizens
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F. Surplus Lines: Florida Surplus Lines Service Office, Eligibility for export
F. Surplus Lines: Florida Surplus Lines Service Office, Eligibility for export
F. Surplus Lines: Florida Surplus Lines Service Office, Eligibility for export
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State Automobile Regulations
State Automobile Regulations
G. Auto Insurance: Required coverages, Limits, Uninsured/underinsured motorists coverage, Cancellation/Nonrenewal, Motorcycle Coverage
G. Auto Insurance: Required coverages, Limits, Uninsured/underinsured motorists coverage, Cancellation/Nonrenewal, Motorcycle Coverage
G. Auto Insurance: Required coverages, Limits, Uninsured/underinsured motorists coverage, Cancellation/Nonrenewal, Motorcycle Coverage
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H. Comparative Negligence/Fault
H. Comparative Negligence/Fault
H. Comparative Negligence/Fault
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I. Florida Automobile Joint Underwriting Association FAJUA
I. Florida Automobile Joint Underwriting Association FAJUA
I. Florida Automobile Joint Underwriting Association FAJUA
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