# EducUp — /en/state-insurance-requirements/new-jersey

URL: https://www.educup.com/en/state-insurance-requirements/new-jersey

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---

New Jersey Insurance Prelicensing Information

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Insurance Licensing Guide

# State Insurance Prelicensing Requirements

Find the specific licensing requirements for your state.

Click on your state below to view detailed prelicensing information and exam requirements.

Select a state by dropdown or from map to view state requirements.

New Jersey

## New Jersey Insurance Prelicensing Information

Updated April 25, 2025

This information is for pre-licensing. If you want to know the continuing education requirements, visit [Continuing Education Requirements](/en/ce-state-requirements/new-jersey).

### Requirements Overview

New Jersey requires producer licensing candidates to take and complete a state-approved prelicensing course. You will also need to apply to your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process.

New Jersey requires 20 hours of prelicensing education for each line of authority.

### Required Study Hours

Line of Authority

Required Hours

Life

20 hours

Accident and Health

20 hours

Property

20 hours

Casualty

20 hours

Personal Lines

20 hours

### To earn your certificate of completion:

-   Read every chapter and take the end-of-chapter quiz.
-   Score 70% or better on each chapter quiz before progressing to the next chapter.
-   Complete and pass the Certificate Exam with a minimum score of 70%.

Your exam will be based on the New Jersey exam outline, which can be found in [PSI's Candidate Bulletin](https://candidate.psiexams.com/bulletin/display_bulletin.jsp?ro=yes&actionname=83&bulletinid=346&bulletinurl=.pdf).

### How to Get Your License

1

#### Complete a prelicensing course that has been approved by the Department of Insurance

Once you have completed your course, EducUp will issue a certificate of completion which you may download and print from your online EducUp account. If you test at a PSI exam center you will need to bring your certificate of completion to the testing site. The certificate of completion does not expire.

2

#### Schedule your exam online with your state’s testing provider PSI

Schedule [your exam online](https://test-takers.psiexams.com/njins) or call (855) 579-4634. Your exam may be taken at a physical PSI examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.

To cancel your exam, you must contact PSI Exams at least two (2) days in advance or forfeit your registration fee.

3

#### Take and pass your state licensing exam

On the day of your appointment, you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain your name and photograph. You must also bring with you your certificate of completion. You will not be able to take your exam if these requirements are not met.

Once you have completed your examination you will be made aware of your results. If you pass, you will immediately receive a successful notification and a score report. If you fail, you will receive a diagnostic report indicating your strengths or weaknesses by examination type with the score report.

Your score will automatically be reported to NIPR and the Department of Insurance.

4

#### Fingerprinting and Background Check

New Jersey law requires all individual applicants for an insurance license to submit fingerprints and written consent for a criminal history check. The Department recommends scheduling your fingerprinting scan immediately after passing the licensing exam.

Schedule your appointment [online with IdentoGo](https://uenroll.identogo.com/) or call (877) 503-5981. There will be a fee for this service. New Jersey uses the Producer service code 2F16Y3.

Upon your appointment, you must present the appropriate identification. More information on acceptable forms of ID can [be found here](https://www.nj.gov/dobi/insliced/livescan.htm#univform.).

5

#### Apply for your license

New Jersey resident applicants must use the online application service at NIPR. Additional licensing application guidance can be found on the [NIPR website](http://www.nipr.com/).

6

#### Maintain your license

Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of CE each licensing period. EducUp offers CE courses that will help you comply with your state’s requirements. Click [here](/ce-state-requirements/new-jersey) to view your state’s education rules and stay on top of your license.

### Contact Information

More Questions?  
EducUp recommends that you contact your Department of Insurance or testing center directly.

#### For state licensing information, please contact:

License Processing  
Phone: (609) 292-7272  
Email: [inslic@dobi.state.nj.us](mailto:inslic@dobi.state.nj.us)

#### For examination information, please contact:

PSI Services LLC  
3210 E Tropicana  
Las Vegas, NV 89121  
Phone: (855) 579-4634  
[Website](https://www.psiexams.com)

State Insurance Prelicensing Requirements

### Ready to start Your New Jersey Insurance Prelicensing Information Insurance Career?

Register for your New Jersey Insurance Prelicensing Information insurance prelicensing exam prep course today.

[Register Now](/en/pre-licensing?state=New%20Jersey "EducUp")

### Quick Answers

01

#### Do I need insurance pre-licensing in New Jersey?

Yes. New Jersey requires pre-licensing requirements before the exam.

02

#### How many pre-licensing hours do I need in New Jersey?

Life: 20 hours; Accident and Health: 20 hours; Property: 20 hours

03

#### Where can I find courses or steps to get licensed in New Jersey?

Use the steps and contact sections to confirm available course options in New Jersey. The first key step is: Complete a prelicensing course that has been approved by the Department of Insurance.

🛈 The information displayed above is for informational purposes only. EducUp is not responsible for the accuracy of the information on this page. All steps have been taken to ensure the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their state's requirements.

## Understanding Insurance Licensing

### Prelicensing Education

Some states require completing approved education courses before taking the licensing exam.

### State Licensing Exam

Pass your state's insurance licensing examination to demonstrate your knowledge.

### Background Check

Most states require fingerprinting and a criminal background check for licensing.

### Continuing Education

Maintain your license by completing required continuing education credits each period.

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