North Carolina Insurance Continuing Education Courses and Requirements
Courses Available
Required Hours
North Carolina licensed producers and adjusters must take 24 hours of continuing education, 3 hours of which must be in Ethics, every 2 years. The renewal date is every 2 years on the last day of your birth month (based on licensee’s month and either an odd or even year of birth). Excess credit hours can be carried over to the next renewal period, but Flood or Ethics credits will carry over as general credit only. A course may NOT be taken for credit more than once within the 2-year license term.
NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.
Category Restrictions
Producers may take an approved course in any line of authority to obtain their CE credits, but it is recommended that they take courses pertaining to their license type.
Special Training
FLOOD INSURANCE TRAINING
North Carolina Property/Casualty, Personal Lines or Adjuster licensed producers who sell National Flood Insurance Policies are required to take a 3-hour NFIP approved course on Flood Insurance in their first compliance period and then again every 4 years thereafter. Credit earned from an approved Flood insurance training course may also apply to the agent's overall CE requirements.
ANNUITY BEST INTEREST TRAINING
North Carolina licensed producers must complete a state approved one-time 4-hour Annuity Suitability Best Interest Standard course before selling, soliciting or negotiating any annuity products. The EducUp Annuity Suitability Best Interest Standard course satisfies this requirement.
LONG-TERM CARE TRAINING
Before a producer can sell or solicit Long-Term Care Insurance, they must complete a state approved, one-time 8-hour Long-Term Care Training course. Producers must then complete a 4-hour ongoing training requirement every 2 years following the initial completion of the 8-hour training. * Resident licensees who satisfy the training requirements of another state that are similar to North Carolina's law will be considered compliant with these requirements only if the insurance company chooses to recognize and accept the training completed in another state. Applicants must be licensed in Medicare Supplement/Long-Term Care before completing this training and selling LTCP policies.
Course Presentation
- PROGRESSIVE – Licensees must progress through the curriculum topic by topic.
- CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better.
- STUDY BY TOPIC QUIZZES – EducUp requires that all Study by Topic quizzes be passed with a 70% or better.
- ATTESTATION – The attestation must be completed following the certificate exam.
Certificates of Completion
Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported to the state entities within two (2) business days of the certificate having been issued. There is a state charge of $2.00 per credit hour to report your completion. This fee will be charged prior to accessing the certificate exam.
Non-Resident Producers
If you have satisfied the continuing education requirements of your home state, North Carolina will consider that as satisfaction of the CE requirements.
CE Exemptions
The following are exempt from North Carolina CE:
- Non-resident producer and adjuster licensees in good standing with their home states
- Holds a CLU, CPCU, ChFC, FLMI, or IIA designation or is an inactive agent not soliciting applications or doing day-to-day operations (must also certify annually to the Commissioner)
- Agents who are unable to comply due to military service (including deployment orders) or long-term medical disability. (Granted on a case-by-case basis)
License Renewal
License Renewal
Once the course requirements have been met EducUp will report course completions to Sircon and you may file a renewal application, pay all fees and follow the online renewal process at Sircon sircon.com.
Contact Information
North Carolina Department of Insurance
Phone: (919) 807-6800
Fax: (919) 715-3794
Website
Mailing Address:
North Carolina Department of Insurance Agent Services
1201 Mail Service Center
Raleigh, NC 27699-1201
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🛈 The information displayed above is for informational purposes only. EducUp is not responsible for the accuracy of the information on this page. All steps have been taken to ensure the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their state's requirements.
