# EducUp — /en/ce-state-requirements/maryland

URL: https://www.educup.com/en/ce-state-requirements/maryland

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---

Maryland Insurance Continuing Education Courses and Requirements

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Continuing Education

# Insurance Continuing Education Courses and State Requirements

Find the specific continuing education and product training requirements for your state.

Click on your state below to view detailed requirement information.

Select a state by dropdown or from map to view state requirements.

Maryland

## Maryland Insurance Continuing Education Courses and Requirements

Updated September 25, 2025EducUp Provider #208460

This information is for continuing education. If you want to know about pre-licensing, visit [Pre-licensing Requirements](/en/state-insurance-requirements/maryland).

### Courses Available

Loading courses...

### Required Hours

Producers in Maryland must take 24 hours of continuing education, 3 of those hours being in Ethics, every 2-year license term. Producers licensed continually for 25 years or more may complete only 8 hours every license term (3 of those must be in Ethics).

License terms end every 2 years on the last day of the producer’s birth month. No excess credits will be carried forward into the next license term. Courses may not be repeated within a 2-year license term. If the same course is repeated in two consecutive license terms, there must be 6 months between the two course completion dates in order to receive credit.

NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.

### Category Restrictions

Students must take approved courses in the line of authority in which they are licensed in. For multiline Life/Health and Property/Casualty, producers must complete 6 hours in each line. The remaining hours may be satisfied by either line. Courses that are approved for Flood credit will not satisfy the minimum 6 hours required for the Property/Casualty line of authority. Ethics credits in excess of the 3-hour requirement will not be applied to the overall continuing education requirement.

### Special Training

#### LONG-TERM CARE TRAINING

Before a Producer can sell or solicit Long Term Care Insurance they must complete a state approved course in 8 hours of initial Long-Term Care training. Producers must then complete a 4-hour ongoing training requirement every 2- year license term following the initial completion of the 8-hour training.

#### ANNUITY TRAINING

Maryland licensed producers must complete a state approved 4-hour Annuity Suitability Best Interest course before selling or soliciting any annuity products.

#### FLOOD INSURANCE TRAINING

Maryland licensed producers who sell flood insurance are required to take a 2-hour one-time course approved for the National Flood Insurance Program (NFIP).

### Course Presentation

-   PROGRESSIVE – Licensees must progress through the curriculum by topic.
-   CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better.
-   STUDY BY TOPIC QUIZZES – EducUp requires that all Study by Topic quizzes be passed with at least a score of 1%.
-   ATTESTATION – The attestation must be completed following the certificate exam.

### Certificates of Completion

Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported within two (2) business days of the certificate having been issued. There is a state charge of $1.15 per credit hour in order to report completions. This fee will be charged prior to accessing the certificate exam.

### Non-Resident Producers

If you have satisfied the CE requirements of your home state, Maryland will consider that as satisfaction of the CE requirements. Non-residents must complete the same training for LTC and Annuities as residents if they have not done so in their home state.

### CE Exemptions

The following individuals are exempt from Maryland CE requirements:

-   A continuous and actively license producer who is age 70 and above (as of 4/30/2013). The cutoff birthdate is 4/30/1943.
-   Individuals holding a Limited license (Credit, Self-Storage, Travel, Portable Electronics).
-   Maryland attorneys who hold a producer license to sell Title insurance and are in good standing with the Maryland Court of Appeals.
-   Non-resident producers who have met the CE requirements of their home state.

### License Renewal

#### License Renewal

Producers can renew their license at [SIRCON](http://www.sircon.com/) and follow the online renewal process.

### Contact Information

State Contact Information

#### Maryland Insurance Administration

Phone: 410-468-2411  
[Website](https://www.insurance.maryland.gov/)  
Email: [producerlicensing.mia@maryland.gov](mailto:producerlicensing.mia@maryland.gov)

Mailing Address:  
200 St. Paul Place, Suite 2700  
Baltimore, MD 21202

### Ready to Start Your Maryland Insurance Career?

Register for your Maryland insurance prelicensing exam prep course today.

[Register Now](/en/continuing-education?state=Maryland "EducUp")

Guided summary

### Quick Answers

Start with these short answers and then review the full details for requirements, courses, and contact.

01

#### How many continuing education hours do I need in Maryland?

Producers in Maryland must take 24 hours of continuing education, 3 of those hours being in Ethics, every 2-year license term. Producers licensed continually for 25 years or more may complete only 8 hours every license term (3 of those must be in Ethics). License terms end every 2 years on the last day of the producer’s birth month. No excess credits will be carried forward into the next license term. Courses may not be repeated within a 2-year license term. If the same course is repeated in two consecutive license terms, there must be 6 months between the two course completion dates in order to receive credit. NOTE: Be sure to complete all of your CE credit hours BEFORE submitting your license renewal application.

02

#### Where can I see approved CE courses in Maryland?

Available courses are loading on this page.

03

#### Where can I find official or contact information for CE in Maryland?

The contact section includes the entities or resources you should review to complete your requirements.

🛈 The information displayed above is for informational purposes only. EducUp is not responsible for the accuracy of the information on this page. All steps have been taken to ensure the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their state's requirements.

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